A customer is ready to open an account, book a car, or start using your service. Then comes the ID check. For your business, it’s a chance to catch fraud before it gets in. For the customer, it’s another step between them and something they want to do.
Regula and Microblink both offer document and biometric verification to help customers get through onboarding quickly. But completion times alone don’t tell you which checks were performed.
Reading an ID’s details and checking its authenticity are different tasks. The same applies to biometrics, where matching a face and checking for spoofing serve different purposes. What matters is how quickly a customer can get through verification — and what your business has actually verified by then.
Here’s how the two vendors compare through the lens of digital customer verification.
How do Regula and Microblink compare?
Regula helps businesses verify customers and manage their identities throughout the customer lifecycle. It combines visual data verification and cross-validation, document authenticity checks, and facial biometrics, with workflows for onboarding, KYC/AML, returning-user authentication, and re-verification. Teams can use Regula IDV Platform to manage these processes across their systems and channels, or embed Regula’s SDKs directly into an existing app or solution.
Microblink offers a similar choice of individual tools and a platform for managing verification workflows. Its products include BlinkID for extracting identity document data, BlinkID Verify for checking document authenticity, and BlinkCard for scanning payment cards. Microblink Platform combines document and biometric checks in configurable verification flows.
| What matters for a digital business | Regula | Microblink |
|---|---|---|
| Helping customers complete verification |
|
|
| Detecting fraud remotely |
|
|
| Serving customers across markets |
|
|
| Fitting verification into your product | Individual SDKs, APIs, or a full platform Fully customizable and compatible with any third-party services and existing systems |
SDKs, APIs, or a full platform No-code verification links |
| Controlling processing and customer data | On-premises or private cloud deployment for document verification, biometrics, and the platform Selected checks can run both on-device and on a server |
On-device, cloud, or hybrid processing On-premises deployment for document extraction and authenticity checks |
How do Regula and Microblink help customers complete verification at onboarding?
With either Regula or Microblink, customers may only need to capture an ID and take a selfie. That familiar flow can look much the same even when the technology behind it works differently.
Regula automatically identifies the document’s country and type and assesses image quality during capture. Extracted data then fills in customer records, saving users from typing information already present on their ID. For example, REACT used Regula to automate identity verification in its ID Wallet, reducing overall onboarding time to under 30 seconds per user.
For biometric verification, teams can choose between passive liveness, which requires no gestures, and active liveness, which only asks the customer to blink. Regula also matches the selfie to the ID portrait and can also check it against existing customer records to flag potential duplicate registrations.
Microblink also automates document capture and data extraction, checks image quality, and guides users toward a suitable image. Its platform combines document verification with face matching and passive liveness, so the biometric step requires no gestures or head turns.
Additional checks don’t have to become extra steps for everyone. Regula and Microblink Platform both support conditional workflows, allowing teams to request further verification when a customer’s application meets configured risk criteria.
How do Regula and Microblink compare on detecting fraud during remote verification?
Regula and Microblink combine document authenticity checks with face matching and liveness detection. But the same feature names can cover different checks, so it’s worth looking at what each vendor actually verifies.
Regula’s experience in border control and forensic document examination informs its remote verification checks. Cross-checking printed details against barcode or chip data can expose alterations that might otherwise go unnoticed. Document liveness helps detect IDs presented on screens or as printouts, while checks of supported security features, including holograms, help identify signs of forgery.
For supported chip-enabled IDs, Regula also validates the issuer’s digital signature and checks that chip data hasn’t been altered. Chip authentication adds a check against cloning.
Biometric verification with liveness detection and face matching help catch someone using another person’s ID, a replayed video, or an AI-generated face. Server-side validation of biometric results and NFC reading sessions helps detect tampering on the customer’s device.
Microblink’s BlinkID Verify checks document authenticity, while Microblink Platform adds face matching, passive liveness, and capture-integrity checks. The scope and availability of these checks depend on the product and deployment.
For businesses that need customers to present a payment card during verification, BlinkCard adds card scanning and liveness checks. It can flag screen images and photocopies, providing evidence of physical card possession.
How well do Regula and Microblink support customers across markets?
Regula’s document coverage is a strong reason to consider it when your customers carry a wide variety of IDs. Its database includes more than 16,500 document templates from 254 countries and territories, with support for 138+ languages and scripts, including non-Latin ones.
That breadth matters both within individual markets and across borders. Customers may present a residence permit or an older ID version that is still valid. Regula’s coverage extends beyond passports and national IDs to these credentials, visas, and other local documents.
If a document your customers use is not yet covered, Regula can add support for it within 3–5 days.
Microblink advertises support for 6,500+ identity document types across 195 countries. However, its latest product documentation lists 915 supported documents for BlinkID and 944 for BlinkID Verify. The sources, however, don’t explain how these lists relate to the broader coverage figure.
Its extraction coverage also extends beyond passports and national IDs: recent updates feature residence permits and refugee IDs for some countries, as well as new versions of existing documents.
For either vendor, coverage comes down to two questions:
-
Can it read the IDs your customers carry?
-
And what can it check for authenticity?
A supported document may have extraction available without the same fraud checks offered for other IDs. Those details matter more to your rollout than the total count alone.
How can teams customize verification processes with Regula and with Microblink?
Regula IDV Platform lets businesses combine Regula’s checks with third-party services in workflows they control. Its vendor-agnostic architecture allows teams to retain existing verification providers or data sources and connect them through configurable connectors.
Teams can configure stronger checks for higher-risk requests without making every customer follow the same extended flow. Persistent customer profiles bring together previously collected identity information and verification history, helping teams decide what needs to be checked again. For example, an account recovery request can trigger fresh biometric verification against the identity already on file, without repeating the full onboarding process.
Businesses that already manage these workflows elsewhere can integrate Regula Document Reader SDK or Regula Face SDK separately, adding the checks they need to their existing process.
Microblink offers BlinkID, BlinkID Verify, and BlinkCard as individual products. Microblink Platform provides a visual workflow builder where teams can define when a customer needs another check or a manual review.
Microblink also allows step-up authentication and identity profiles that link activity across sessions.
Where can verification run, and who controls customer data?
Both vendors support on-premises deployment options. The potential difference lies in how much of the verification stack businesses can run themselves.
Regula supports customer-managed deployment of document and biometric verification, as well as its Regula IDV Platform. Microblink’s on-prem documentation covers document extraction and authenticity checks. Its platform documentation describes cloud services, but doesn’t establish whether the full platform and biometric processing can also be deployed on customer infrastructure.
Is Regula a good fit for your digital business?
Verification should help customers use your service with confidence, even when an action calls for extra checks. That starts with onboarding: ABA Bank reported a 78% increase in the account opening conversion rate on mobile devices after implementing Regula.
The need to verify identity continues after signup. iCard uses facial verification and liveness checks for app login and security-sensitive actions. For CacaoTech, combining document and biometric verification enabled the fund’s customers to sign documents remotely instead of visiting an office.
Wherever those checks belong in your customer journey, Regula can help you build them into the service you already run. Request a demo to discuss your requirements.
